Pay Day Loans
If you find yourself a little short of money this month and need cash fast, our pay day loan program provides that solution. Get up to $1,500 cash without a credit check. Whether you need a short term loan to pay bills, fix your car, an unplanned expense or just more money to get past a financial hiccup; Blue Copper Capital can help.
Our pay day loans program is a short term loan paid back on your next pay cheque. There is no credit check required, the qualifications are 18 or over, gainfully employed, and you must have an active bank account. Upon qualification you can opt to receive your funds in cash or via Interac Etransfer.
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Personal Loan Service
Your loan application is processed in a timely manner and funds are transferred to you electronically. Choose Blue Copper Capital for a quick and hassle free experience.
To apply/meet you will need the following:
- Your last two pay stubs
- Bank statement (the last 60 days)
- A blank personal cheque, or a pre-authorized debit form
- Government issued photo ID
We review your information immediately and let you know how much you can borrow. Provided everything is agreeable, we finalize, print the loan agreement and send you your cash. It is simple, quick, and efficient.
Pay Day Loans FAQ
How much does it cost for a Payday loan?
The cost of a loan in Saskatchewan is $20 per $100 borrowed. The interest rate varies depending on the length of the loan. For example on a $300 loan you would pay back $360 on your next pay.
How often can I get a Payday loan?
There is no limit to the number of Payday loans allowed but you cannot have more than one loan at any time. A Payday loan is meant as a short term cash solution.
Can I postpone or “roll-over” my loan?
No. A Payday loan is paid back in full on or before your next pay day/due date.
Payday loan amounts are subject to minimum net pay and other qualifications. Maximum charges permitted in Saskatchewan for a payday loan are $23 per $100 lent (23% of principal); We charge $20 (20%). For a $300 loan for 14 days: Total cost of borrowing $60.00. Annual percentage rate 391.07. This information meets the requirements.